Big welcome bonus and elevated rewards at IHG hotels and resorts

Devoted lodgers of Regent, Crowne Plaza, Vacation Inn, and different IHG properties may wish to get in on the IHG One Rewards Premier Credit score Card. It affords a giant welcome bonus and elevated rewards when staying at IHG accommodations and resorts.

Each time you utilize your card to remain at IHG properties, you’ll be able to earn as much as 26x factors. You can even earn 5x rewards once you use your card on different journey and eating purchases, in addition to fuel stations. All different eligible purchases earn 3x factors.

You can even earn as much as 100,000 factors per yr for referring family and friends to the IHG One Rewards Premier card. That’s 20,000 factors per profitable referral per yr.

You may redeem your rewards through the use of factors to remain at IHG accommodations and resorts worldwide. You get the fourth evening free for each three nights you redeem together with your rewards. Utilizing your factors for award stays usually gives the most effective worth to your rewards.

Different redemption choices embody transfers to airline loyalty packages, experiences, digital rewards, present playing cards, charitable donations, on-line purchasing, and occasions.

Having the IHG One Rewards Premier card mechanically will get you Platinum Elite Standing, which supplies you 72-hour assured room availability, complimentary upgrades (if out there), and reward evening reductions. You additionally get to take pleasure in no blackout dates on rewards nights and your factors don’t expire.

Different advantages embody:

• Free anniversary evening yearly (as much as 40,000-point redemption cap)

• Early check-in and late check-out (if out there)

• $100 assertion credit score and 10,000 bonus factors yearly after spending $20,000 yearly

• World Entry or TSA PreCheck assertion credit score

• As much as $50 United Airways TravelBank Money every year

• 20% off factors purchases

This card is a good choice for vacationers preferring to remain largely at IHG properties. It may be finest for you if:

• You journey sufficient to rack up sufficient rewards

• You don’t thoughts the $99 annual price

• You will discover an IHG property in most locations you journey to

Chances are you’ll wish to skip this card if:

• You don’t journey sufficient to warrant a journey card

• You don’t wish to be tied to at least one lodge or resort firm

• You will discover higher rewards or redemption choices elsewhere

• Beneficiant rewards. With a hefty welcome bonus and excessive incomes potential, you’ll be able to rack up rewards. This will get you redemption quicker to make the most of upgraded rooms, award stays, and extra.

• No international transaction price. You need to use this card wherever Mastercard is accepted around the globe with out incurring an additional price to apply it to international purchases.

• Good redemption choices and freebies. You may get a fourth evening free after redeeming for 3 nights and obtain a free anniversary evening yearly.

• Restricted redemptions. When you don’t find yourself redeeming factors by way of free nights and reductions, you don’t have many invaluable choices left. You may’t redeem factors as a press release credit score or money again.

• Requires excessive spending. Past the welcome supply, you might want to spend $20,000 to get the $100 assertion credit score and 10,000 bonus factors. This may be loads for some of us.

• Unclear level value. Whilst you can rack up factors, it’s unclear how a lot these factors are value till you attempt to redeem them. This isn’t the case for different playing cards — together with different Chase bank cards — that element earnings and redemptions. For example, the Chase Sapphire Most popular® Card usually gives at the least a 1:1 worth.

Because the IHG One Rewards Premier Credit score Card is a Mastercard, you should use it nearly wherever bank cards are accepted.

• On-line: The IHG One Rewards Premier Credit score Card is issued by Chase, so that you’ll must create a Chase account or log into your current Chase account on-line or by way of the cell app.

• Cellphone: You may name the quantity on the again of your card or 1-800-436-7958.

• Mail: You may ship a examine or cash order to Cardmember Providers P.O. Field 6294 Carol Stream, IL 60197-6294

• In particular person: When you reside close to a Chase department and wish to make a money fee, you’ll be able to head to your native Chase department. Head inside and let the financial institution teller know you’d wish to make a bank card fee with money.

When you’ve got bank card points, considerations, or questions, you’ll be able to name the quantity on the again of your card or contact Chase instantly at 1-800-432-3117. You can even signal into your Chase account to ship a safe message.

When you’ve got questions on your rewards, your upcoming stays, redemptions, earnings, or one thing else, you’ll be able to contact IHG customer support at 1-888-211-9874.

The IHG One Rewards Premier card is one among many alternative travel-based bank cards. If this one isn’t for you otherwise you wish to evaluate choices, think about these various playing cards in your search.

Why we prefer it: The Capital One Enterprise Rewards has a $95 annual price, however we discover it’s one of many best journey bank cards to make use of. You may earn 5x miles on accommodations, trip leases, and rental automobiles e-book by way of Capital One Journey, and limitless 2x miles on all different eligible purchases.

You may switch rewards to over 15 airline and lodge loyalty packages or redeem them in different methods, reminiscent of masking previous journey purchases. Meaning you’ll be able to e-book IHG lodge stays instantly and use your rewards to cowl these purchases.

Learn our full Capital One Enterprise Rewards evaluation

Why we prefer it: The Chase Sapphire Most popular has a $95 annual price, however you’ll be able to make the most of a number of advantages to assist offset the associated fee. That features incomes 5x factors on journey bought by way of Chase Journey℠ (excluding lodge purchases that qualify for the $50 annual lodge credit score), 3x factors on eating, together with eligible supply providers and takeout, 3x factors on eligible on-line grocery purchases, 3x factors on choose streaming providers, 2x factors on different journey purchases, and 1x factors on all different eligible purchases.

Because it’s a extra normal journey bank card in comparison with the IHG One Rewards Premier choice, you don’t must really feel constricted to solely staying at one place or sticking with one lodge model.

Learn our full Chase Sapphire Most popular evaluation

Why we prefer it: The Hilton Honors Amex Surpass has a $150 annual price (see charges and charges, phrases apply) that you would be able to greater than offset by way of quarterly credit. This consists of as much as $50 in assertion credit every quarter (as much as $200 yearly) for making eligible Hilton purchases. You additionally obtain complimentary Hilton Honors Gold standing and might earn a Free Night time Reward after spending $15,000 on eligible purchases inside a calendar yr.

Learn our full Hilton Honors American Specific Surpass evaluation

This text was edited by Ben Walker (CEPF, CFEI®)

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