HDFC Financial institution on Saturday introduced a 1:1 bonus difficulty, the primary bonus difficulty from the main non-public financial institution. The board of the financial institution has additionally introduced a particular interim dividend of Rs 5 per fairness share.
The financial institution posted a 12.24 per cent rise in web revenue at Rs 18,155.21 crore for the quarter ended June 2025 as towards Rs 16,174.75 crore in the identical interval a yr in the past.
The report date for the HDFC Financial institution bonus difficulty has been set at August 27, 2025. The estimated date by which the bonus shall be credited is “inside two months from the date of approval by the Board of Administrators i.e., on or earlier than September 18, 2025,” as per the trade submitting by HDFC Financial institution.
A bonus difficulty, or bonus shares, is when an organization distributes further shares to current shareholders freed from value, normally in proportion to the shares they already personal. As an illustration, in a 1:1 bonus, shareholders obtain one further free share for each one they maintain.
Though the variety of shares will increase after the bonus difficulty, the entire worth of a shareholder’s holding stays the identical, which ends up in a decrease share worth — making the inventory extra accessible to smaller buyers. Furthermore, bonus shares usually are not taxed on the time of issuance in lots of jurisdictions; tax is normally relevant solely when they’re bought.
The report date for the particular interim dividend for figuring out the eligibility of members entitled to obtain the mentioned particular interim dividend is July 25, 2025. The particular dividend shall be paid to the eligible members on August 11, 2025.
Shares of the financial institution closed 1.47 per cent decrease at Rs 1957.40 on the BSE on Friday. It has a market capitalisation of Rs 15 lakh crore.
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HDB stake sale boosts revenue
Non-interest revenue of HDFC Financial institution surged to Rs 21,729.83 crore within the June quarter, largely pushed by Rs 9,128 crore in transaction good points from HDB Monetary Providers’ supply on the market. The financial institution had offloaded a part of its stake within the IPO at Rs 740 per share, lowering its holding within the NBFC to 74.19 per cent from 94.32 per cent.
The financial institution has put aside Rs 14,442 crore in provisions, a pointy leap from Rs 2,602 crore in Q1FY25. This contains Rs 9,000 crore in floating provisions and Rs 1,700 crore in contingent provisions.
Gross non-performing belongings have been at 1.40 per cent (Rs 30,740 crore) of gross advances as on June 30, 2025 (1.14 per cent excluding NPAs within the agricultural section), as towards 1.33 per cent as on March 31, 2025 (1.13 per cent excluding NPAs within the agricultural section), and 1.33 per cent as on June 30, 2024 (1.16 per cent excluding NPAs within the agricultural section).
The financial institution’s common deposits have been Rs 26,57,600 crore for the June 2025 quarter, a development of 16.4 per cent over Rs 22,83,100 crore for the June 2024 quarter, and 5.1 per cent over Rs 25,28,000 crore for the March 2025 quarter.
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Gross advances have been at Rs 26,53,200 crore as of June 30, 2025, a rise of 6.7 per cent over June 30, 2024. Advances beneath administration grew by 8.0 per cent over June 30, 2024. Retail loans grew by 8.1 per cent, small and mid-market enterprises loans grew by 17.1 per cent and company and different wholesale loans grew by 1.7 per cent. Abroad advances constituted 1.7 per cent of whole advances.
The financial institution’s web income was Rs 53,170 crore (together with transaction good points of Rs 9,130 crore from a partial divestment via a proposal on the market within the latest IPO of its subsidiary HDB Monetary Providers Ltd) for the quarter ended June 30, 2025 as towards Rs 40,510 crore for the quarter ended June 30, 2024.