A girl from Texas referred to as into “The Ramsey Present” not too long ago with a stunning story about her soon-to-be ex-husband. She stated he secretly opened bank cards utilizing their youngsters’s identities, ran up main debt, after which emptied his retirement account to pay it off. Now, he’s asking her to signal authorized paperwork that will absolve him of any wrongdoing.
“No good. Not occurring,” private finance skilled Dave Ramsey stated flatly. Then he added, “Your husband is scum. Anyone that will screw his personal children over is scum.”
He referred to as the scenario “felony fraud” and stated it was a textbook case of id theft. “Your husband is a felony. Oh, and who did he steal from? His youngsters. What a jerk.”
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Ramsey was clear about how to answer the paperwork the husband wished signed: “No, I’m not signing any paperwork besides paperwork that places him in jail. That is the paperwork we’re signing on him.”
The caller, Alexandria, stated her husband stored insisting it wasn’t attainable to tug credit score reviews for his or her children. However Ramsey instantly shot that down. “Sure, you may,” he stated. “You’ll be able to pull children’ credit score reviews and you may freeze them. We all know this as a result of we did it when Rachel was a minor.”
Co-host Rachel Cruze backed that up, saying it’s not solely attainable however essential. “You do it to guard them from ID theft simply generally with the web and scams,” she stated.
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Ramsey stated that freezing their children’ credit score is the easiest way to forestall any extra fraud. “If they really test the credit score earlier than they situation the bank card, they gained’t situation it if it’s frozen subsequent time he tries to do that. As a result of there might be a subsequent time. This man is a severe con artist.”
Ramsey additionally advised Alexandria to not belief something her husband says going ahead. “Something this man says isn’t true. If his mouth is shifting, he’s mendacity. It is a man who would steal his personal youngsters’s id for his personal private profit.”
He strongly suggested her to tug the credit score reviews instantly to see the true injury and to report the crime to the police. “I’d file a felony [report] on him,” Ramsey stated. “I’d have the police—I’d set him up and say, ‘Hey, any individual stole my child’s id.’ Oh, it was him. Completely.”