Non-public sector lender ICICI Financial institution on Saturday reported a 15.5 per cent progress in its revenue after tax (PAT) at Rs 12,768 crore within the April-June quarter of the present fiscal, in comparison with Rs 11,059 crore in the identical interval of the earlier fiscal.
Its web curiosity earnings (NII) grew by 10.6 per cent year-on-year to Rs 21,635 crore from Rs 19,553 crore within the first quarter of the earlier fiscal. Web curiosity margin (NIM) stood at 4.34 per cent in comparison with 4.36 per cent within the yr in the past interval.
The lender’s payment earnings grew by 7.5 per cent year-on-year to Rs 5,900 crore from Rs 5,490 crore in the identical quarter of the earlier fiscal. Treasury positive aspects have been Rs 1,241 crore as in comparison with Rs 613 crore, primarily reflecting realised and mark-to-market positive aspects in mounted earnings securities and equities.
The gross NPA (non-performing property) ratio stood at 1.67 per cent in comparison with 2.15 per cent. The online NPA ratio was at 0.41 per cent in comparison with 0.43 per cent. Recoveries and upgrades of NPAs, excluding write-offs and sale, have been Rs 3,211 crore as in opposition to Rs 3,292 crore within the year-ago interval.
The financial institution wrote off gross NPAs amounting to Rs 2,359 crore within the reporting quarter. The provisioning protection ratio on non-performing loans was 75.3 per cent at June 30, 2025.
Its complete advances elevated by 11.5 per cent year-on-year to Rs 13.64 lakh crore at June 30, 2025. The online home advances grew by 12 per cent year-on-year. The retail mortgage portfolio grew by 6.9 per cent year-on-year, and comprised 52.2 per cent of the entire mortgage portfolio at June 30, 2025.
The financial institution’s complete period-end deposits elevated by 12.8 per cent year-on-year to Rs 16.08 lakh crore.
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Its complete capital adequacy ratio at June 30, 2025 was 16.97 per cent and customary fairness tier 1 (CET-1) ratio was 16.31 per cent.
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